Dear Members,

Firstly, it feel good to join a forum of like minded people.

I am writing a dissertation on the above noted subject. I am interested in gaining an insight on insurance bankruptcy and on which models can be used to predict. I know of a few, like the Altman Z model for instance. You will note though that these models are mostly dependant on the balance sheets of the insurers, would anyone know how to go about this for private companies as these do not post their financial results.

Your assistance will be greatly values.