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Thread: pre-existing medical condition

  1. #1
    Member Level 0 Andrew01's Avatar
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    Default pre-existing medical condition

    If I have or know of a pre-existing medical condition concerning the health of myself, my relatives, traveling companions or anyone else whose ill health would force me to cancel or cut short may trip, can I still buy a travel insurance policy?



  2. #2
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    xrac's Avatar
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    You tell us! Is that what you sell?
    X

  3. #3
    Member Level 0 Andrew01's Avatar
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    Quote Originally Posted by xrac View Post
    You tell us! Is that what you sell?
    No I don't sell.I want to know can I buy a travel insurance policy in that situation?

  4. #4
    Senior Member Level 1 DavidBlock's Avatar
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    As with most insurance policies, pre-existing conditions are not covered regardless of your situation. However, there may be exceptions based on the company and their policy and if they will are part of a group or individual plan. Some travel medical plans do not cover or offer trip cancellation and most require the trip to be cancelled prior to departure not during in order to receive a refund.
    David M. Block, CLTC
    President
    Insurance Specialties, Inc.
    PO Box 1809
    Candler, NC 28715-1809
    800.358.8844 toll free
    828-667-1119 local
    828-667-2229 local fax
    www.insurance-specialties.com

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