Based on studies, today's healthy individuals are even likely to require more years of care than those who are susceptible to serious medical conditions such as cancer, heart diseases, stroke, and Alzheimer's among others.

To be able to determine your future healthcare needs you have to closely observe the present state of your health. Visit your doctor to find out if you are at risk of any serious illness and if you are, ask what you can do to prevent it from further progression. You will also find a geriatrician's advice helpful to your LTC plan because this kind of physician specializes in all kinds of diseases that hit elderly people.