A friend of mine had a roofer solicit his townhouse neighborhood. He, and two of his neighbors paid the roofer for a new roof. He and one neighbor unfortunately paid with cash and the other neighbor paid with a check. The roofer ripped off his roof and re-shingled half of it and then disappeared without doing anything to either of the other two roofs. Then the rains came, blew of the tarping, rain poured into his house and now his ceiling just caved in. Wondering if this is covered under his homeowners? Any info would be greatly appreciated... Btw, he has a policy with State Farm.