I purchased my bike insurane with swinton a while back , changed my bank account last month so cancelled all my dds and wrote to swinton confirming the new ones . Heard nothing and assumed everything was ok until I today when i recieved a letter saying due to the dd being cancelled they have cancelled the policy and its to late to get it back and they are charging the debit card first used 159 within 7 days ! now the card was my friends fathers who I am no longer in touch with as they moved quite away from me ! surely they cant just charge a card thats not in my name?? Im really panicking now as I dont have the 159 .