Can I sell Insurance to myself?

[runawaykinms]

Hey Everyone,

I am a new agent and I am looking to start an application for myself and my wife. Can I submit an application as both the applicant and the agent? Does this affect commisions?

Thanks!

[Mark Rosenthal]

Yes, you can write yourself. The real questions is will they advance you to do so. Most companies won't do it.

But it is still like getting a free years worth of insurance.

[runawaykinms]

Cool thanks! I was thinking of going with Genworth, hopefully they will pay me for it.
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[jc carlos]

Most insurance companies allow their agents to buy their own policy where they can get it for less. But other companies won't allow this.

[Marbella]

Yes you can.

[davidgordon]

If you sell ice cream can you eat it?

[Nickie_Heath]

One of my largest premiums is my business health policy. Selling insurance to yourself acts much like a large discount.

[xrac]

Why would I want to buy it from someone else? I heard of an agent that bought his life policy from another agent and I thought it was really weird.

[bsd058]

I write my own insurance. I get the commission for it. I just consider it an added discount.

[kimquotes]

The saying goes that you will be the first costumer of your product you sell. YES you can sell insurance and get commissions at the same time.