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Thread: Landlords Insurance

  1. #1
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    Default Landlords Insurance

    Hi does anyone have past experience with landlords insurance?
    What are the main things you look for when purchasing this type of cover?



  2. #2
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    No. What is it?

  3. #3
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    Default Landlords Insurance

    Landlord Insurance policy offered by Direct Insurance which protect your investments by providing insurance coverage as building insurance, contents insurance, rental income insurance, property owners liability insurance.

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    Sure it is going to cover natural disasters and will only cover the investment of the landlord. This will not cover individual tenant property. They'd need to get renter insurance for themselves.
    It is not "cover". It's coverage. You need to look for all the things you look for on any policy. Deductibles, exclusions, limitations etc. Contact a good insurance broker!
    Leah is an agent representing PJO Brokerage, business insurance brokers handling everything from contractors insurance to nursing home insurance and everything in between. PJO Brokerage is a one stop shop arizona business insurance broker for liability coverage and more.

  5. #5
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    Landlord insurance is a type of coverage which provides coverage from natural disasters but it has some limitations.




    For more information please visit Direct-ins.co.uk

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    Quote Originally Posted by leeleerambles View Post
    Sure it is going to cover natural disasters and will only cover the investment of the landlord. This will not cover individual tenant property. They'd need to get renter insurance for themselves.
    It is not "cover". It's coverage. You need to look for all the things you look for on any policy. Deductibles, exclusions, limitations etc. Contact a good insurance broker!
    Hi, Leelee. Just a small correction. It is either cover or coverage. They mean the same thing. If the person writes "cover," they are speaking of it in the noun sense, not the verb. I've seen this word used in this sense in licensing and risk management courses I've taken (both American and Canadian).
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    Landlord is a word used primarily in real estate contracts that relates to owning a building. Building owner, in lieu of, landlord is primarily used in insurance policies. As a building owner you face financial loss if your building is damaged or destroyed and liability arising out of your ownership of the building. The insurance industry has policies designed specifically for building owners. Typically these policies will pay the cost to repair or rebuild accidental physical damage or destruction to the building, reimburse the loss of rental income if the building cannot be occupied by the renter(s) or lessee(s) while the damage is being repaired and lawsuits from the public, renter(s) or lessee(s) alleging bodily injury or property damage.

  8. #8
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    It's important to remember that not all landlord protection policies are the same. Some, for instance, are designed to be taken out in addition to a typical home and contents or strata title policy, while others are more comprehensive.

  9. #9

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    Landlord is a word used primarily in real estate contracts that relates to owning a building. Building owner, in lieu of, landlord is primarily used in insurance policies. As a building owner you face financial loss if your building is damaged or destroyed and liability arising out of your ownership of the building. The insurance industry has policies designed specifically for building owners. Typically these policies will pay the cost to repair or rebuild accidental physical damage or destruction to the building, reimburse the loss of rental income if the building cannot be occupied by the renter(s) or lessee(s) while the damage is being repaired and lawsuits from the public, renter(s) or lessee(s) alleging bodily injury or property damage.

  10. #10

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    It is important to remember that your property is an investment, but when you rent it out to tenants you are leaving it in their hands. There is a lot of worry that comes with leaving other people to look after your property, and landlords insurance can help to give you peace of mind that your building and contents are protected.

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