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Thread: UnitedHealthOne - Which Plan should I Choose?

  1. #1
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    Default UnitedHealthOne - Which Plan should I Choose?

    Hello,

    I don't know which plan I should get, so I need a little help from here.

    I got

    1. Copay Select
    2. HSA 100
    3. Plan 100



    to choose from and I have no idea what is the different and which one is the best.

    Thank you



  2. #2
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    Just let me know the ages of the people who will be on the policy, your zip code, whether or not any smokes and I'll walk you through it. Also let me know if anyone has any diagnosed conditions or are on medications.
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    Coverage would be for one person, male, 45, non smoker, no diagnosed conditions and not on medications.

    Thank you

  4. #4
    Senior Member Level 1 STIBROKER's Avatar
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    Quote Originally Posted by MAD King View Post
    Hello,

    I don't know which plan I should get, so I need a little help from here.

    I got

    1. Copay Select
    2. HSA 100
    3. Plan 100



    to choose from and I have no idea what is the different and which one is the best.

    Thank you
    hummmmm....all depends if it is on just you are a family........

  5. #5
    Senior Member Level 1 STIBROKER's Avatar
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    Quote Originally Posted by MAD King View Post
    Coverage would be for one person, male, 45, non smoker, no diagnosed conditions and not on medications.

    Thank you
    the HSA....would also look at Humana One.......what state are you in......
    Last edited by STIBROKER; 07-14-2011 at 11:43 AM.

  6. #6
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    Agreed. Look at the HSA.
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    Quote Originally Posted by STIBROKER View Post
    the HSA....would also look at Humana One.......what state are you in......

    State is Tennessee

    I don't know if it is important, but I am self-employed.

  8. #8
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    I pulled up a Nashville zip code and got:

    Copay Select $2,500 ded with 80/20 $3,000 coinsurance = $198. Out of pocket is $5,500
    HSA 100 $3,000 deductible = $175. Out of pocket = $3,000

    Go with the HSA.
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    Affordable E&O Starting at $44/Mo
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  9. #9
    Senior Member Level 1 STIBROKER's Avatar
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    Quote Originally Posted by MAD King View Post
    State is Tennessee

    I don't know if it is important, but I am self-employed.
    I would find a local health insurance broker to help you set it up as well as compare all the same plans with other company's.....

  10. #10
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    Quote Originally Posted by STIBROKER View Post
    I would find a local health insurance broker to help you set it up as well as compare all the same plans with other company's.....
    Don't you think using a broker doesn't raise the monthly payments?

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