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Thread: Major Roadblock Need Advice!!!!

  1. #1
    New User Level 0
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    Jun 2011
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    Default Major Roadblock Need Advice!!!!

    I am an agent in Houston, TX. I am fairly new to the insurance business and I have found out that one of the major difficulties or roadblocks that hinders the sale of individual health policies are price.
    Is there a way to couple a co-pay plan with another carrier for supplemental Gap coverage? (Helps pay for deductibles and coinsurance) I heard that UA offers such a plan but it is only for groups.
    Are there any other carriers that offer such a plan?



  2. #2
    Member Level 0 AgentNavigator's Avatar
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    I'd concentrate on recommending HSAs. Trying to pitch high deductible PPOs then "wrapping" them with some type of gap coverage is stuff sales managers teach that rarely work out for the client's benefit.
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  3. #3
    Senior Member Level 1 STIBROKER's Avatar
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    Austin Texas
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    Quote Originally Posted by jcat6002 View Post
    I am an agent in Houston, TX. I am fairly new to the insurance business and I have found out that one of the major difficulties or roadblocks that hinders the sale of individual health policies are price.
    my major difficulty is the new commission structure on health insurance......

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