What am I required to do when I have a claim?

[kally]

Hello Friends....

Can anyone suggest me the requirements for a claim.


Thanks

[xrac]

Please explain in further detail exactly what you mean? To have a claim you must experience a loss that is covered under your policy.

[Mark Rosenthal]

Hello Friends....

Can anyone suggest me the requirements for a claim.


Thanks

Hmm,,Call them and tell them ASAP and they will walk you through it.

[George]

You as a policyholder are required to submit some form of proof of loss. Be it a personal property claim, Automobile damage or liability claim, advertising injury or slander claim, or even a life insurance death benefit claim, and all the other claims possible, first and foremost, COOPERATE with your insurance carrier, it's part of your contract. Most insurance policies will have a section called "Conditions" and under that portion of the policy you might see something titled "What You Must Do After A Loss" which will help you get started. Good Luck!

[akshita]

Every insurance policy specifies certain duties that an insured must perform after a loss has occurred. The exact duties vary among different policies and will be different for property damage claims than for liability claims. These duties are usually included in the section of the insurance policy entitled "Conditions," since failure by the insured to perform one or more of these duties could relieve the insurance company of its obligation to pay the claim -- i.e., the insured's duties are a contractual "condition" of the insurance company's obligation to perform its duties under the policy.

Policies usually require an insured to give "prompt notice" of any loss, including basic information about what property was damaged or the time and place of an accident or injury. If there has been property damage, the insured will be obligated to take reasonable steps to protect the property from further damage. If there is a theft loss, policies often require that the police must be notified. In the event of a liability claim, you must promptly send the insurance company copies of any notices or other legal papers you receive. For a claim under a life insurance policy, you may be required to provide a copy of the death certificate for the insured person. Almost all property and liability policies contain a general requirement that the insured must cooperate with the insurance company in the investigation, settlement or defense of the claim.

[jacobvats]

A formal request to an insurance company asking for a payment based on the terms of the insurance policy. Insurance claims are reviewed by the company for their validity and then paid out to the insured or requesting party (on behalf of the insured) once approved.

[insurance tips]

As you are saying that you have a claim thus you need to firstly make sure that it is claim according to insurance inspector. I have found something useful on this link which directly co-relates with your problem.


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Hope you find it useful

[johndale]

Inquiring and asking is one way to get to know more about their claims. But the link from insurance tips might add up to the infos.