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Thread: Can you collect short term disability for depression?

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    Default Can you collect short term disability for depression?

    Can you collect short term disability for depression?



  2. #2
    Senior Member Level 1 DavidBlock's Avatar
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    Yes, unless the group or individual policy has an exclusionary period or language for that condition. Under group plans, you may need to be covered under that plan for at least 12-months. However, most good brokers will sell their employer clients no waiting periods on short-term disability plans for current employees and new hires. If it is an individual short-term disability plan, depending on the company, there may be no limits on collecting benefits due to mental or nervous disorders. It is important to read the contract and/or have an broker that knows. Remember, the few restrictions in a policy the better!
    David M. Block, CLTC
    President
    Insurance Specialties, Inc.
    PO Box 1809
    Candler, NC 28715-1809
    800.358.8844 toll free
    828-667-1119 local
    828-667-2229 local fax
    www.insurance-specialties.com

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