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Thread: Can RV insurance be added onto your regular auto policy?

  1. #1
    New User Level 0
    Join Date
    Nov 2010

    Default Can RV insurance be added onto your regular auto policy?

    I need to know if RV insurance can be added onto your regular auto policy or do you have to get it separately?

  2. #2
    Member Level 0
    Join Date
    Nov 2010


    Quote Originally Posted by joshcross View Post
    I need to know if RV insurance can be added onto your regular auto policy or do you have to get it separately?
    I really do not think that you can add it onto you normal auto policy. Most companies will not do this for you and the few that do it have very limited coverage.

    Any other ideas?

  3. #3


    Um, I'm not sure that you can. Depends on the insurance company. Most consider RV's a lot differently than a normal vehicle. So does the bank when you are considering vehicle loans.

  4. #4


    Generally you can't add RV insurance onto your normal auto policy. But few companies do it with very limited coverage.

    Before getting RV insurance you must be aware that how RV insurance process works. You must know clearly regarding your main RV insurance needs so that you can get the right insurance for your dream recreational vehicle. Do some research about RV insurance company, review their offers and ask for their quotes so that you can do a comparative study about offers of these RV financial companies. You can use RV loan calculator to know the actual RV insurance premium that you will have to pay on a regular basis against your RV insurance. Also take a look at RV trader magazines, participate in RV discussion forums so that you can be aware of every secret of RV insurance and can deals with the best RV insurance.

    Are you keen on looking for the best RV insurance quotes online? Certainly when RV is your concern simply the best comes in consideration. Ask for reliable agent quotes on insurance as proper coverage on RV is imperative in the case of crisis. Look whether your investment is providing the protection from top to bottom. You can choose from the best coverage including full time insurance, emergency expense or vacation liability depending upon your obligation. An RV insurance policy covers your travelling companions and other valuables whenever you are on the trip.

    You can ask for low rate quotes on insurance as various money saving discounts can be easily claimed online. Ask your insurance agents about each possible progressive offers and discounts available at considerable rates. It’s important to look for legibility on coverage, which includes customized insurance quotes, policies and special coverage included. Make informed choice and look for reliable RV insurance for better returns in future.

    No doubt Insurance is the most essential part of purchasing a RV today. You must always ensure that you are getting the best security for future of your RV. Following are few points that you must consider before choosing the insurance for your dream RV:

    •If you are buying RV insurance policy then you should consider it as a personal property. It should be considered that the total coverage has been done as various auto insurance companies insure it at any cost.

    •You should ask for total coverage for your RV in case of any kinds of losses or injuries.

    •Contact the best reimbursement services. You should look for towing on your nearest authorized service location.

    •You should make sure that the insurance company is liable to pay off the entire for loss or damage on RV.

    •Ask for discount. It should include discounts for club associations and safety classes.

    There are several ways through which you can save money on your motor home insurance. First of all you should compare the different insurance policies carefully and then decide that what you want out of a policy, after this you can choose a company that offers your desired RV insurance policy in lesser amount. You can search the RV insurance companies online to compare the rates and offers.

    Another thing by which you can save your money is through getting insurance of your car, bike, boat and RV from the same insurance company. Generally getting different policies through same company can save more money.

    Next, you can save with RV insurance by ensuring to raise your deductible amount. By a bit higher deductible rate, you can start saving on your RV.

    You can also get seasonal discount by RV insurance company. If you don’t drive your RV for 4 to 6 months or if you are going to keep your RV in storage unit then many insurance companies offer seasonal discount on RV insurance.
    Last edited by xrac; 08-16-2012 at 08:14 PM.

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