I'm unemployed and am looking for cheap insurance. I'm starting to think there's no such thing.
I used ehealthinsurance, which seems to be the most prominent web health insurance "retailer". This plan looked attractive because it covers emergency room visits @ only $150 a month. I signed on
For several months I've tried to get a full explanation of benefits sent to me. They never did... citing "we're behind on our mailings".
So today I called and asked for the information straight up. It consists of 2 things:
1. Operating Room
2. Emergency Room & Board
she explicitly said "no doctor charges covered"
My doctor friend told me that depending on what's wrong with you when you come into the emergency room, many different types of fees can be charged. you break a bone for example, and you will be paying everything. Is this insurance even worth it?