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  #11  
Old 07-23-2010, 12:29 AM
anne12 anne12 is offline
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Join Date: Jul 2010
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Hello Friends........

1.Sign on with the health insurance provided by your employer: it is likely to be the cheapest option you can find. Search for your own insurance if you're self-employed, or if your company doesn't offer it.

2.Investigate coverage under COBRA (Consolidated Omnibus Reconciliation Act of 1985) if you've recently left your employer. Through COBRA you can extend your coverage for 18 months beyond your separation date though you have to pay the premium yourself.

3.Find a health insurance broker to compare plans and costs for you. The National Association of Health Underwriters (nahu.org) can help find one in your area.

4.Purchase a fee-for-service plan. The biggest plus is that you have complete control over which doctor you see and determine for yourself when you need to see a specialist. However, there is a significant out-of-pocket cost for this kind of care, the premiums are generally higher, and if your doctor charges more than what is considered customary, you may have to shell out additionally for that care as well.

5.Sign up for a managed care plan where your insurance provider determines which doctors you can see. There are three basic kinds of managed care

Thanks
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  #12  
Old 07-26-2010, 03:59 PM
apostle23 apostle23 is offline
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First I would go online and get a quote. There are literally thousands of websites out there to compare health insurance quotes online. Largest one is eHealthInsurance.com. The one thing to keep in mind is that you cannot get a better deal for health insurance plan. You will pay exactly the same amount for the same plan whether you go through insurance company directly, your insurance broker or online website.
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  #13  
Old 07-27-2010, 10:56 AM
markfresh markfresh is offline
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Join Date: May 2010
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Getting Health insurance is not difficult for you to get.What you need is adequate information that will show you the best place and the type of health insurance to get.
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